The Simply Retirement Podcast

The Simply Retirement Podcast


Social Security Fairness Act (Ep. 40)

February 05, 2025

The Social Security Fairness Act is a transformative law that eliminates the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), paving the way for millions—especially women in public-sector roles—to access long-overdue Social Security benefits.


In this episode, Eric Blake explores the impact of these changes on retirement planning, addressing listener questions about eligibility, retroactive benefits, and practical steps to maximize financial security under the new law.


Eric discusses: 



  • How the Social Security Fairness Act eliminates WEP and GPO, positively impacting public-sector workers like teachers and firefighters
  • The disproportionate effect of GPO on women, especially widows and divorced individuals, and how the new legislation offers significant financial relief
  • The retroactive nature of the Act, which applies benefits back to January 2024, potentially leading to lump-sum payments for eligible individuals
  • Strategies to maximize benefits under the new rules, including understanding survivor and spousal benefit eligibility
  • Steps to take now, such as applying for benefits, checking eligibility, and consulting financial advisors to adapt retirement plans accordingly
  • And more!

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