As another year comes to a close, join hosts Bradley Smith and Tim Borody in a thought-provoking episode of Your Life and Money. In this special end-of-year conversation, Brad and Tim reflect on 2024’s surprises, lessons, and successes, while setting the stage for an optimistic 2025.

Financial planning is not just about numbers—it’s about aligning your money with your values. This year-end wrap-up explores how individuals and families have weathered economic uncertainties and adjusted their financial strategies to stay on track.

What you’ll discover in this episode:

• 2024 Predictions vs. Reality: How financial forecasts missed the mark and what we can learn.
• The Mortgage Landscape: Why dire predictions didn’t materialize and what trends to watch for in 2025.
• Adapting to Inflation: How people have shown resilience and creativity in managing rising costs.
• The Importance of Cash Flow Planning: Why revisiting budgeting basics is more relevant than ever.
• A Glimpse Into 2025: Exciting developments and new beginnings on the horizon for the hosts and their clients.

Through heartfelt stories and practical advice, Brad and Tim offer inspiration and guidance for making meaningful financial decisions.