Welcome to Your Life and Money! In this episode, we’re diving into the intricate world of mortgages and financial planning with our guest, Julia Bernier, a seasoned mortgage broker. We’ll explore how to align your financial choices with your life goals, helping you make informed decisions in a fluctuating market.

Join hosts Brad Smith and Tim Borody as they uncover practical insights from Julia’s journey in the mortgage industry over the past year. Whether you’re a first-time homebuyer or considering a renewal, this episode is packed with valuable advice and strategies to help you navigate the current landscape.

In this episode, we discuss:

• Recent changes in mortgage rates and what they mean for buyers.
• The psychological impact of interest rates on first-time homebuyers.
• Proposed changes to CMHC mortgage rules that could open new doors for buyers.
• Key strategies for approaching mortgage renewals in a shifting market.
• Real-life stories of individuals who’ve successfully aligned their financial goals with their personal values.
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This episode offers you practical takeaways, expert insights, and inspiration to approach your financial future with confidence.

Tune in and discover how to take control of your financial journey while staying true to what matters most in your life!