Are you undervaluing the importance of long-term disability insurance in your financial plan?

This episode reveals the common myths and misunderstandings that could cost you and your loved ones dearly. Michelle dives into why even retirees need to grasp the nuances of disability insurance policies and how overlooking the benefits could expose gaps in your financial safety net.

Discussion points include:

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• How misconceptions around long-term disability insurance often lead to inadequate coverage
  
• Understanding the fine print of your policy, including the monthly cap on benefits
  
• How locking in coverage when you’re young and healthy helps ensure lower premiums and protection against future health issues.
  
• The leading causes of long-term disability claims
  
• And more
  

Connect with Michelle: 

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• Gessner Wealth Strategies 
  
• 713-589-6448
  
• LinkedIn: Michelle Gessner
  
• Facebook: Gessner Wealth Strategies
  
• Twitter: Gessner Wealth Strategies
  
• YouTube: Gessner Wealth Strategies 
  

About Michelle Gessner: 

As a CERTIFIED FINANCIAL PLANNER professional, Michelle is passionate about building a life plan for her clients and helping them see that they have choices, which often comes to them as a pleasant surprise. She is an independent thinker and a huge advocate of her clients’ interests. Her greatest joy is working to do what is right for them and be their voice.

Michelle has a B.S. in Finance from the University of Colorado, Boulder, and an M.S. in Management from Boston University, Brussels. Growing up in Montana and moving to Colorado for college, she took out student loans and worked her way through all four years. After graduating in 1987 with honors, she accepted a job at Shell Oil in Houston, and worked her way up the corporate ladder to a management position before leaving in 1992 for Brussels, Belgium, where she lived for 4 years. In Brussels, she learned about different cultures and basic conversational French as well as pursuing and earning a graduate degree in management. 

As a CERTIFIED FINANCIAL PLANNER professional,  she is held to the highest standards set forth in the industry. She surrounds herself with a back office of experts in tax and investment research so that her clients have the best of both worlds – the resources of a large firm with the caring, dedication, and personal service of a small firm.