Many affluent professionals and business owners need to catch up to the traditional wealth threshold for certain strategic tools. 

One such tool, premium-financed life insurance, remains underutilized and often misunderstood.

In this episode, Ken New speaks with the Founder of Lionsmark Capital Darren Sugiyama. Together, they delve into the intricacies of premium-financed life insurance and its role in retirement and estate planning. By drawing parallels with familiar concepts like mortgages, Darren breaks down how high-income earners can leverage life insurance to their advantage, even if they don’t meet the conventional wealth benchmarks. The discussion provides clarity on the benefits of the death benefit, the tax efficiencies to be gained, and the strategic incorporation of life insurance into one’s retirement plan so you can optimize your financial strategies using premium financing.

Darren Sugiyama discusses: 

• Premium financing and its role in tax strategies
  
• The significance of the death benefit in financial planning
  
• Traditional IRAs, Roth IRAs, and cash-value life insurance policies
  
• Working with CPAs
  
• And more
  

Resources:

• 2024 Premium Financed Life Insurance: The Key To Effective Estate Tax Planning
  
• How I Built A $37 Million Insurance Agency In Less Than 7 Years
  
• The Takeo Effect: How A Billionaire Samurai Warrior Saved My Life
  

Connect with Ken New:

• 
  
  • (321) 454-3623
    
  
  

• LinkedIn: Ken New
  
• Pinnacle Financial Wealth Management
  

Connect with Darren Sugiyama:

• LinkedIn: Darren Sugiyama
  
• Email: Darren@LionsmarkCapital.com 
  
• LionsmarkCapital.com 
  
• DarrenSugiyama.com 
  

About our Guest: 

Darren Sugiyama is the founder of several businesses starting with his employee benefits firm, Apex, which he started in 2003. 

In 2010, Darren and his wife Emilia launched Pacific Bay Insurance Group, garnering the Colonial Life Agency Of The Year Award in their second year. Expanding his business portfolio, he founded DaVinci, which played a substantial role in selling life insurance policies in Orange County.

In 2016, Darren established Lionsmark Capital, emerging as a prominent premium financing intermediary firm in the life insurance industry. Lionsmark offers distinctive lending options and proprietary 8-figure life insurance solutions to affluent clients across the nation.

Recognized as an 11-time internationally acclaimed author, motivational speaker, business coach, and mentor, Darren shares his unconventional business-building methods through live and virtual events and private coaching sessions.