The Novice and The Nerd

The Novice and The Nerd


Latest Episodes

Inverted Yield Curve
December 04, 2023

What is an inverted yield curve? How is it helping all of us make more money in our savings accounts? Will current money market rates last? Listen to our latest episode where the Novice and the Nerd b

Time to review your 529?
September 25, 2023

Using a 529 to save for college? Is your child in high school? It might be time to revisit your 529! Listen to Derek and Laura talk about the importance of reviewing how the 529 is allocated and if yo

Top Things We Wish RI Teachers Knew About Their Retirement
August 28, 2023

Rhode Island Teachers have unique options when it comes to saving for retirement. In our latest episode, we discuss these options and Derek gives some advice on how best to navigate the opportunities

Should You Have a ROTH IRA?
August 07, 2023

Hey Gen-X, should you have a ROTH IRA? Think you may not be eligible to use one so never bothered? In our latest episode, Derek discusses why some may be getting one soon and why a ROTH can be helpful

The Fed’s 2% Inflation Target
July 25, 2023

Have you ever wondered why the Federal Reserve aims to hit a 2% inflation rate? In this episode of The Novice and The Nerd, Derek explains why that number is typically the goal and how not hitting tha

Commercial Real Estate
June 06, 2023

On this episode, Derek examines the current state of the commercial real estate market and how fears of changing work habits are large office buildings across the US. Find complete show notes and li

Used Cars and Maturing Leases
May 30, 2023

On this episode, we discuss the Novices realization that her new, used car payment may be just a little more expensive than she was planning for. Separately, Derek discusses how maturing 2020 leas

Current State of the US Housing Market
May 12, 2023

On this episode of the Novice and the Nerd, Derek and Laura discuss the current state of the housing market and the dramatic differences Derek sees between now and 2008. Find complete show notes an

Buybacks
February 21, 2023