The Double Comma Club

The Double Comma Club

Latest Episodes

What You Need to Know About Debt to Income Ratio
September 17, 2021

What is debt to income ratio? Which is different than what is my monthly budget. All right? Because I really want to just land there just for a second. Because it's super important that when you're go

5 Important Things You Need To Know About Your Personal Credit Score
August 28, 2021

Do you know what goes into a credit score? We're going to be going through a five-part series to share with you what you need to know.   What makes a credit score? Let's start off with the five factor

First Time Home Buyer, who do you talk to first, your lender or your realtor?
August 27, 2021

Purchasing your first home is a major accomplishment .. it’s also stressful, daunting, and overwhelming!  Knowing exactly where to start the journey to homeownership will allow you to optimize the mos

Biden Harris Proposed Tax Laws Effect on Consumers from Tracey Wilson
August 24, 2021

The table below is taken from Tracey Wilson's presentation at the Agent Ignite session. These are derived from his research. If you have questions, please visit his website. This is the BIG RED button

Where did all the under $500K homes go?
August 20, 2021

The July DMAR Market Trends data was released this week, and there are two notable trends. First, when comparing 2021 to pre-covid 2019, our seasonality is falling back into normal ranges. We have a h

1031 Reverse Exchanges and What You Need To Know
August 13, 2021

In this episode, Tracey Wilson of compares the 1031 Exchange from the previous episode and explains the 1031 Reverse Exchange. In the previous episode Tracey Wilson went into details about

What you need to know about 1031 exchanges
August 12, 2021

  Nicole welcomes Tracey Wilson of Investment Property Exchange Services. You can find him at Ipx1031 has provided its clients with superior qualified intermediary services for three deca

Creating Cash Flow in Rental Properties
August 06, 2021

Real estate investments are my favorite topic to talk about, but also my favorite type of loan to help a client with why because in an area where loan officer gets to be creative, often purchasing inv

15 Year Mortgage Rates are at a Historic Low
July 30, 2021

Welcome to another episode of the Double Coma Club with your host Nicole Ruth of the Ruth team. The number one lending team in Colorado.  I want to share with you that we just hit another historic low

4 cents is double 2 cents; but we are still way short of a dollar.
July 30, 2021

Buyers and sellers are exhausted by the extremes. Nationwide, new listings are up a strong 5.5% year over year and an even more impressive 11% from last month. In the Denver Metro, our new listings we