Richard Eisenberg is the senior Web editor of the Money & Security and Work & Purpose channels of Next Avenue and Assistant Managing Editor for the site. He is the author of How to Avoid a Mid-Life Financial Crisis and has been a personal finance editor at Money, Yahoo, Good Housekeeping, and CBS MoneyWatch.

Richard explores interesting new statistics on the growing (yet mostly invisible) population of displaced professionals building businesses around their own expertise. There's a new vision of 'retirement' and financial management after 50. Most people do not have the funds for the traditional retirement any longer. They've lived through a series of layoffs, had wage stagnation for more than a decade and, if they were employed their companies no longer contribute to retirement programs.

He shares information on new ways to grow and save income as they approach their senior years. The conversation also includes ways that professionals are finding to monetize their years of experience. People in their 50s and 60s often overlook the things they going for themselves outside of their knowledge and expertise. They have a network of connections that they can bring to their tool chest. He encourages people to explore opportunities.