One of the most common questions I get is how can I pay off my student loans faster? My answer is always: why do you need to pay them off faster? I usually get a funny look when I say this, but the truth of the matter is that there has to be a balance between paying off debt and your cash flow. Most new PT's don't have enough business training to even know what cash flow is so on Episode 51 of the PT Entrepreneur Podcast, I tackle the top of cash flow vs. debt and how to use the cash flow index to determine how fast you should repay your loans.