A Youtube video featuring Steve the Guardrail Guy inspires Robert to share a story of falling asleep while driving home after a Metallica concert on January 31, 1993. He hit several guardrails and caused damage to all four sides of a 1986 Mercury Cougar.

BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com.