This week on the show we had John Ulzheimer!  John is a nationally recognized expert on credit reporting, credit scoring and identity theft. He is the President of The Ulzheimer Group, the Credit Expert at CreditSesame.com and the credit blogger for Mint.com. Formerly of FICO, Equifax and Credit.com, John is the only recognized credit expert who actually comes from the credit industry. He has served as a credit expert witness in more than 145 cases and has been qualified to testify in both Federal and State court on the topic of consumer credit.

John shared with us just who has access to your credit report and how that works, along with some interesting developments on the new "FICO 8."  Listen in!