Credit Optimal

Credit Optimal


Latest Episodes

Credit Saint Review
July 02, 2020

Is Credit Saint one of the top credit repair companies in 2020? Based in Saddle Brook, this credit repair company was established in 2004 and works to help clients improve their credit scores by deleting detrimental items from their report. With a track

Net First Platinum Card Review
July 02, 2020

The NetFirst Platinum credit card is one of the best options if you want to rebuild your credit. It offers perks like instant approval with a $500 credit line, fast approval if you have bad credit and an APR thats always at zero. If youve been denied cre

Here's How To Remove A Public Record From Your Credit Report
July 01, 2020

Your credit report is a representation of how you use your finances. It reflects how you pay your bills, manage your debt, or have several impending loans. In your credit report, there is a section reserved for public records, which are primarily entries

Mercury MasterCard Review
June 30, 2020

The Mercury MasterCard emanates from the First Bank & Trust. It’s a relatively unknown card, but ideal for people looking for no “roller-coaster” credit card. With zero annual fees and a handy mobile application, the mercury MasterCard is ideal for

15 Best Checking Accounts for Bad Credit
June 24, 2020

Bad credit can have detrimental effects on your fiscal life. If you have a bad credit report, your attempts to open a new bank account might continually hit a brick wall. According to the FDIC 2017 report, more than 8 million Americans (6.5% of the entir

How to Remove Bankruptcy from Credit Report
June 23, 2020

Each year, close to half a million (50%) of Americans file for bankruptcy. Bankruptcies could stay in your report for up to a decade, depending on the category of the bankruptcy. As a financial red flag in handling credit, assuming that bankruptcy is a r

Pros and Cons of Secured Credit Cards
June 22, 2020

Secured credit cards are an incredible way to establish your credit history of you have none or if you have prior credit problems like delinquencies, bankruptcy, or charged-off accounts. Whether youre seeking to build your financial credit history from s

What Do Employers Look For In Your Credit Reports
June 21, 2020

When applying for a new job, you certainly comb through the best jobs, polish your resume and cover letter, and update them to show youre the best candidate for the job. During the interview, things that would make you stand out from the rest of the appl

What to do when you have an insufficient credit history
June 17, 2020

Are you having some incredible idea that you’d like to finance with credit, but you have an inadequate credit history? If you’re applying for a loan, you might get confronted with one of the most significant challenges: credit history. No doubt – finance

Making minimum credit card payments: Good idea, or bad?
June 16, 2020

When it comes to clearing credit card balances, it can be tempting to pay the bottom threshold of the amount due on your credit card bill. Typically, there are three amounts you can pay when you receive your credit card bill: the current balance, stateme