How do you build an actual retirement plan? In this week's episode, we learn about the elements of the '3 Bucket Approach,' exactly what Gerry uses with his clients planning for retirement. When used properly, the '3 Bucket Approach' will help you guarantee streams of income for as long as you are living, grow your retirement assets safely and conservatively, and make sure you have access to funds in a pinch. Gerry also discusses some of the major risks and concerns facing anyone entering retirement and how to not mistake elements of a plan for a real retirement plan.