• We may gravitate towards short-term rewards, but this tendency (known as hyperbolic discounting) can adversely influence our ability to achieve long-term goals.
  
  
• Changing our mindset and viewing our future selves as part of our current self can help us to prioritize those long-term objectives.
  
  
• To make progress, we must actively choose the harder options that will bring about greater rewards in time.
  
  
• Small changes can make a big difference: saving money or taking a walk each day are simple steps that ultimately add up to a huge impact.
  

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