Tony Tam
![Cover art of Tony Tam Tony Tam](https://assets.blubrry.com/coverart/300/default.jpg)
At 51, Hawaii calls
We have bought a 2nd home in Hawaii! My wife and I have decided to not wait until we retire or until it’s the “perfect” time. There really isn’t the right time to make a life altering move, might as well take the step and see where