The Modest Millions Show - Personal Finance, Budgeting, Early Retirement, Financial Independence and

The Modest Millions Show - Personal Finance, Budgeting, Early Retirement, Financial Independence and

Latest Episodes

MM019: 15 Personal Finance Resolutions for the New Year
January 09, 2018

We come into January energized and refreshed to conquer the world. We set ambitious resolutions so we can better ourselves and achieve our goals. And then, almost as quickly as we made the resolutions, our resolve falters and we give up on our New Year...

MM018: The Importance of Reflecting at Year’s End
December 30, 2017

This time of year, specifically during the week between Christmas and New Year’s, I always like to take a beat to reflect on the previous year and do some heavy planning for the upcoming year. It’s usually pretty quiet at work and at home (with the exc...

MM017: How We Cut the Cord Without Losing Our Sanity
December 30, 2017

Almost exactly a year ago, we cut the cord and ditched our cable. Along the way, we learned a few things that might be helpful to you as you consider cutting the cord. The fact is, nobody needs a 200-channel cable package; you're just paying for extra ...

MM016: How to Find Your Side Hustle
August 07, 2017

I’ve been known to have an idea or two for a side hustle. Some are ridiculous ideas. Some are impossible ideas. Some ideas are so far-fetched I don't know how in the world I came up with them. And then some ideas are solid, feasible,

MM015: How to Create a Money Binder
July 19, 2017

If you manage your family's personal finances, what would happen if the worst happened and you were no longer "available" to manage the household finances? In our house, I manage the finances, and Mrs. Modest is perfectly okay with that.

MM014: The Simple Math of Calculating Inflation in Retirement
July 03, 2017

Figuring out how to calculate how inflation affects your retirement savings is made out to be a super-complicated process, requiring advanced math skills. What's frustrating is that calculating how your retirement savings is impacted by inflation isn't...

MM013: The Power of Small Dollars for Personal Finance
June 16, 2017

There's this misperception out there that you need to have a bunch of money socked away before you can invest in either a retirement account or taxable account. Some of this advice comes from popular pundits who promote a debt-free-first lifestyle,

MM012: Price is What You Pay Value is What You Get
June 01, 2017

As a proud budgeteer, I'll be the first to admit that I say "no" more often than I say "yes" when it comes to budget decisions. But sometimes, you need (or want) to flex your budget to make room for various purchases. So,

MM011: A Tribute to Moms
May 16, 2017

Let's take a quick departure from our regularly scheduled personal finance programming to talk about moms, specifically about the two most important moms in my life, Mama Modest and Mrs. Modest. It's because of the money management principles that my m...

MM010: Setting SMART Personal Finance Goals
May 08, 2017

That which is measured improves. Easier said than done when you're trying to figure out your personal finance goals for the next 30 years. So how do you keep you personal finance goals on track? It all starts with SMART goal setting.