Haven’t we all thought we are pretty savvy when it came to the Internet and finding good quality discounts that I could use for not only my family but also for my clients. I even used these awesome senior savings programs myself and unfortunately found these out such a late stage in my life because like you I am officially a senior citizen and soon will be on Medicare myself.

Boy, do I wish I had found these years ago as they would’ve saved me and my family and my clients any huge amount of money.

Every time I talk to or meet with a client I share these savings programs, and I can tell you that they are very happy with the results as well.

So especially in these times, the less time I or anyone of my family spends in a grocery store or pharmacy warehouse the better. Are used to run all over town to try to get our groceries and our medications. That is not the way that we shop anymore. We all use Amazon or something similar to that, so why not do the same thing for the staples of our life like groceries and medications.

The first awesome senior savings program I want to share with you is one that I have used now dozens of times and can tell you that I never had a problem with any of the items that I have attempted to purchase, the quality of the items or the service. As I am sharing this blog post and podcast with you today I am even out of town at my family’s residence and just used the service again yesterday.

The weather is over 100° and the last thing I wanna do is to get into a car that has been baking in the sun and drive to the grocery store to pick up four items that we needed for dinner. I went online at exactly 2 PM the service told me that the groceries will be delivered within a two hour window from Costco and sure enough they were.

The service that I use is called Instacart. There are many services and competitors to Instacart summer national some regional and some local. If possible of course we always want to use the local services to support our local businesses. I signed up for Instacart about three months ago and have probably used their service for groceries as well as medications at least a dozen or more times.

Yes, they will not only shop and deliver your groceries but in some locations they will even go to theTo the pharmacy and pick up and deliver your medications as well.

How great is that?

With Instacart I know that you could either pay an annual fee of $100 or in my case we pay $9.99 per month to use the service. There’s no commitment. I can cancel at any time. So far, at this point I have no intention of canceling it as it as it has saved me hours away from the important things like family and friends but also a great deal of money because I am not walking out of the store with items that I went into the store to buy.

Here is a link for you to view instant cart yourself and you can even sign up on this link.

The second great savings program that I have used and recommended a number of times since they began doing business is for all of us to shop for our prescription medications online. I think we all know that different pharmacies have different prices for the exact same medications. The program that I am referring to is called good RX.com. They are one of the pioneers and having the cost of medications at the different pharmacies based on ZIP Code searches. There are others do use however the one I like the best is goodrx.com. Here’s a link to their website.

I was a little upset when I found out that after going to a national pharmacy chain for the last 15 years that when I called and asked for the cost of my medications at a warehouse store such as Costco, I saved over 60% are the cost of my medications by switching from a national chain to a warehouse club by Costco.

On a sidenote, when I went into Costco for the very first time I asked the person who is ringing up my prescriptions why my medication costs were so much less at Costco. He told me it’s really very simple, Costco does not look at the pharmacy as a profit center. He said “ COSTCO makes all their money on the membership fees and the items in the warehouse”.

That all made a lot of sense to me. Now I tell everyone about goodRX.com and COSTCO.

Here are a couple of other websites that are similar to goodrx.com that I encourage you to check out. One is blinkhealth.com and the other one is pharmacychecker.com.

Unfortunately, there are a lot of scam websites out there so please be careful. I recommend you stick to these three websites in particular. Some of the websites will direct you without your knowledge to purchasing your drugs from another country.

The last great way for seniors to check the cost of medications, especially very expensive medications, is to go to the manufacture of that medication and see if they offer coupons or savings programs on their websites. Now, you will find discounts for the generic medications of course, however, a lot of the medications that you see on TV are very expensive. You normally don’t find out until you go into the group drugstore for the first time just how expensive these medications are.

So what I recommend is when you leave the doctors office or you get a new prescription you first check good RX.com and if you see that the cost of the medication is more than $150 that I recommend you find out who the manufacture of that particular medication is go to the website and almost every one of the major pharmaceutical manufacturers does offer some type of discount program.

Some of the discounts are incomebased, however, I just did a research for a client who takes a medication that cost $1722.43 per month,. I went to the manufacturer’s website and the manufacturer offered a 90 day supply for $30. Needless to say my client was extremely happy with the research it took me only two minutes to do.

Since I’ve devoted most of my 34 year career in helping seniors find affordable Medicare and prescription drug programs I’m happy to help you as well.

I know this information can be burdensome for some so please don’t hesitate to call or email me and I’ll be glad to help you see if we can save you some money on your healthcare and prescription drug costs.

Feel free to call me at 877–549 – 1212.

I am happy to help you. God bless you.