Landmark Wealth Management Group

Landmark Wealth Management Group


IRAs vs. Roth IRAs: Delayed Gratification (Ep.13)

February 08, 2023

Do you have an IRA or a Roth IRA? What’s the difference?


In this episode, Tom Selbo explains the difference between IRAs and Roth IRAs, and why it might matter to you. He starts off with a fun story about delayed gratification. Tom then applies the lesson from the story to the discussion about the different circumstances where an IRA or Roth IRA is better suited.


Tom discusses:


  • The differences between IRAs and Roth IRAs, and how they work
  • Who should consider a Roth IRA and the rules for one in 2023
  • How he thinks about Roth IRAs from a strategic and optimization standpoint
  • Why you may need a plan when using multiple retirement savings vehicles
  • And more

Connect With Tom Selbo:


The content has been made available for informational and educational purposes only.  It is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product.  Always seek the advice of your financial advisor or other financial service providers with any questions you may have regarding your investment planning.