Sharkey, Howes & Javer
Latest Episodes
Inside the Economy: Hiring, Housing, and Markets
This week on “Inside the Economy”, we discuss the current state of employment, housing affordability, and U.S. Markets. Hiring has slowed since the post-covid highs. Are employed individuals at risk of losing their job? Is there evidence to support potent
Inside the Economy: Consumer Debt & Economic Slow Down
This week on “Inside the Economy”, we discuss consumer debt and the pending economic slowdown. Credit Card and HELOC balances have ticked up over recent months, but despite this, there has been limited delinquency in student loans, mortgages, and HELOCs.
Inside the Economy: Unemployment, housing, and the Federal Budget
This week on Inside the Economy, we explore unemployment, housing, and the federal budget. Regarding employment, the JOLTS three-month moving averages are trending downward. Additionally, permanent job losers and persons completing temporary jobs increa
Inside the Economy: Housing, Federal Reserve, and Consumer Price Index
This week on Inside the Economy, we discuss housing, the Federal Reserve interest and Federal funds rate, and the Consumer Price Index (CPI). The Federal funds rate is currently higher than all main U.S. inflation measures. Is the cost of money greater
Inside the Economy: Employment, Housing, and Retail Traders
This week on Inside the Economy, we explore the broader economic indicators, such as U.S. gross domestic product (GDP), employment, and housing and vacancy rates. Overall U.S. GDP growth has slowed as a comparison of 2023 to 2024 quarter one readings. W
Inside the Economy: Jobs, Markets, and Foreign Demand
This week on Inside the Economy, we discuss payroll and job openings, market valuations, and foreign demand in U.S. markets. The rate of U.S. job openings has dropped from its post-Covid peak. Is this a negative event or normalization in the job market?
Inside the Economy: Wages, Housing, U.S. Financial Conditions
This week on Inside the Economy, we explore wages, housing prices and mortgages, and the U.S. financial conditions. The U.S. average hourly earnings report for May came in with a reading of 4%. Why are year-over-year wages still high? What would lowerin
Inside the Economy: Consumer Confidence, Mortgage Rates, and U.S. Markets
This week on Inside the Economy, we discuss consumer confidence, mortgage rates, and U.S. Markets. The May consumer confidence index report shows a higher than anticipated reading. Who is typically surveyed for the consumer confidence index report? As f
Inside the Economy: Employment, Currency, and Natural Gas
This week on Inside the Economy, we evaluate employment, currency, and the importance of Natural Gas as a U.S. export. The recent job openings report shows a continued trend downward. What does this tell us about the trajectory of the U.S. economy? In o
Inside the Economy: Debt, Housing, and Federal Government
This week on Inside the Economy, we discuss personal interest expense and changes in household debt. What category has the highest percent change from 2023? New home sales have slowed due to higher interest rates, but what does this mean for delinquency