Carl has a safe conversation and struggles to learn two key words, while Mike gardens and deals with piss-ants. Then Carl rants on the sub prime auto loans and Wall Streets latest gaming of the system. Mike asks where are the regulators? And both agree on the need for public shaming. Mike rants on RX Commercials –the product names and side effects like 4-hour erections and anal leakage. Carl muses on possible cross marketing ventures. Carl and Mike banter about what they’re watching on TV, and how they watch TV. Finally, Carl gives a positive outlook for the future, while Michael – not so much.