In this episode of Breaking Banks, Brett King is joined by Dr. Leda Glyptis, Chief Client Officer for 10x Future Technologies in the co-host chair and special guests Ryan Halstead, Vice President Sales North America for Jumio and Vincent Bezemer, Head of Strategy North American with Backbase. In the first half of the show, we explore the shift in consumer digital banking expectations and highlight why challengers are able to scale more quickly than traditional financial institutions. Then, tune in for the second half to learn about the rise of the buy now / pay later economy and frictionless credit.