In this episode of Money Tales, our guest is Sparky Abraham. Sparky Abraham has been helping people with debt problems for nearly a decade. This means he has frequent money conversations, sometimes in unconventional situations. For example, Sparky helps host debtors’ assemblies, where strangers come together in relatively small groups because they have something in common that they usually haven’t talked about with anyone else – being in debt. He believes the debtor assembly structure allows the participants to build solidarity, share their experiences, and learn ways of addressing their debt.

Sparky is the founder of Jubilee Legal, a consumer and debtors rights legal practice based in Oxnard, California. He is also the Legal Strategist for the Debt Collective, the nation’s first union of debtors. Sparky has written on topics ranging from wires to watersheds, but mostly he writes about student debt.