Credit card companies market heavily to college students. Which is somewhat strange as most college kids don't have a regular source of income (if you don't count student loan debt). In this video, I share the advice I am giving my son as he heads off...

Nationally about 30% of Americans keep a written budget each month. On the flip side, 76% of Americans live paycheck-to-paycheck. What I have found is that those who are in debt don't keep a budget, while those who do are able to get out of debt and...

Dealing with serious debt is stressful. In this episode, I share my thoughts on how you can take ownership of your current debt problem in such a way that you avoid future financial difficulties. Check out our online video tutorials, forms, templates,...

Recently WalletHub released it's most recent study on credit card debt in America - and it doesn't paint a pretty picture. In this episode, I discuss WalletHub's findings, including how much credit card debt the average American has, what type of...

In this episode, we discuss the differences between Dave Ramsey's debt snowball approach to eliminating debt and a chapter 13 bankruptcy approach, and what may be the best option for your situation. Check out John Skiba's Financial Coaching page here...

No one wants to file for bankruptcy. But at times it is necessary. In this episode, I discuss the #1 thing I have seen in my time as a bankruptcy attorney that leads people to file and what you can do to avoid it. Learn more about more about our...

Many, if not most, struggle with the morality of bankruptcy. In this episode, I discuss my thoughts as both an experienced bankruptcy attorney and a certified Ramsey Solutions Financial Coach. Check out our forms, templates, and online tutorials...

When your budget is tight the thought of setting aside a $1,000 emergency fund seems impossible. In this episode, I share with you some ways you can put your emergency fund together more quickly. Check out our online legal forms, templates, and online...

Dealing with serious debt problems requires some serious thought no matter what path you take. Bankruptcy can take care of your debt but does it solve the underlying problem? Check out our online tutorials, templates, and forms at http://Legal.Coach...

The typical divorce decree divides up the assets and the debts. Many people have a false sense of comfort in knowing that their ex-spouse was ordered to pay a particular debt. Check out our online tutorials, templates, and forms at http://Legal.Coach...