Before the global pandemic struck, many of us felt content amid busy social lives, nice holidays and furthering our careers. But 2020 left many of us questioning our old lives and considering where we will derive happiness from in the future having realis

Within weeks of covid-19 enforcing social distancing, we were able to book GP appointments online and conduct health consultations over our mobile phone. And within a year we had a suite of approved vaccines - a process that normally takes years, not mont

The past 12 months has seen a dramatic change in our relationship with cities. Working from home, shopping online, home schooling and the Government’s instruction to “stay local” has meant that our city centres have gone from thriving metropolises to ghos

Staying ahead of threats to our national and personal security has never been so complex. As new technologies such as artificial intelligence develop exponentially, everyone from nation states to disgruntled teenagers are finding ways to take advantage of

While the outlook for our economy remains unclear, so is the future of the pound in our pocket. The term “cashless society” was first coined in the 1990s, but only recently has it started to feel like a reality. The covid-19 pandemic has forced businesses