Welcome to "Your Life and Money," where financial planning isn't just about numbers—it's about your life. I'm Brad Smith, joined always by Tim Borody, and in each episode, we share real stories of people who've used life-centered planning to achieve their goals and dreams.

Today, we're diving into the holiday season, reminiscing about our own childhoods, and exploring the joy of generosity, a topic that often takes center stage during this time of year.

Key Points for Today's Episode:

• Early Morning Christmas Traditions
• Generosity and Giving During the Holidays
• The Three Levels of Financial Mindset
• Teaser for Upcoming Episodes: "Enough" by Paul Armson.
• Clarity, Confidence, and Contentment: Brad and Tim emphasize key elements of financial planning.
• Encouraging Spending and Generosity:

As we approach the end of the year and the holiday season, we encourage listeners to reflect on their own traditions, generosity, and financial mindset. Whether it's sharing stories, giving back to others, or finding contentment in financial decisions, the holiday season offers a unique opportunity to appreciate the true value of life and money.

Tune in to our upcoming episodes as we delve into the book "Enough" and explore the concept of contentment in financial planning. In the meantime, remember that financial planning is not just about the numbers; it's about creating a life that aligns with your values and brings you joy. So, sit back, relax, and let's continue the journey to a life-centered plan.