Life-Centered Planning: Navigating the High-Interest Rate Environment with Special Guest Julia Bernier

Welcome to "Your Life and Money," where we believe financial planning isn't just about numbers, but about aligning your money with your values and priorities. In this episode, join hosts Brad Smith and Tim Borody as they share inspiring stories of real people achieving their goals through life-centered planning and offer expert advice.

Meet special guest Julia Bernier, a four-time Reader's Choice award-winning mortgage broker with valuable insights into the market. Julia shares her professional journey, transitioning from banking to becoming an independent, unbiased mortgage advisor. As a leading expert, she provides crucial advice on navigating the current high-interest rate environment and making informed decisions about mortgage renewals and refinancing.

Tim and Julia delve into the differences between variable and fixed-rate mortgages and explore how they relate to the changing interest rate landscape. Learn strategies for managing mortgages within a broader financial plan and be empowered to take charge of your financial future.

Practical Value:

• Gain expert insights into navigating the current high-interest rate environment and its impact on mortgages.
• Learn strategies for making mortgage decisions that align with your long-term financial goals.
• Understand the benefits of life-centered planning and aligning your money with your values and priorities.

Connect & Engage:

Have questions or thoughts to share? Reach out to Julia Bernier at:

• Website: www.juliabernier.com
• Email: julia@juliabernier.com
• Social Media: Instagram - @ms_mortgage, Facebook - Julia Bernier Mortgage Agent

Take charge of your financial future by tuning in to this episode of "Your Life and Money." Discover how life-centered planning, alongside insights from special guest Julia Bernier, can help you make informed decisions in the face of high-interest rates and pave the way to achieve your dreams and goals. Don't miss out on the valuable advice and insights shared in this episode, and remember, financial success is within your reach.