The single biggest determinant of when you can retire comfortably isn’t stock prices, investment returns, or inflation. It’s your savings rate. A few small and simple adjustments to how much you save, where you save it, and your overall spending habits can have a significant impact on your retirement timeline. 

In this episode of Own Your Wealth, host Jason Deshayes and special guest Mike Holloway, CFP® unpack the biggest factors that can benefit—or slow—your retirement savings growth, like market uncertainty, healthcare costs, and the savings tools you leverage along the way. 

Listen now to learn:

• How your family situation, health status, and spending habits impact your retirement needs
  
• Why diversifying your savings and investment strategies can protect you from down markets
  
• The importance of taking Social Security at the right age
  
• Why timing the market is a losing game
  
• And more
  

Resources:

• Social Security Handbook
  
• Health Spending Account
  

Connect with Michael Holloway: 

• LinkedIn: Michael Holloway
  

Connect with Jason Deshayes: 

• Linkedin: Jason Deshayes
  
• Linkedin: Cook Wealth 
  
• Cook Wealth 
  
• Call: 919-784-9100